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Temple Property Consultants Ltd

Current Status: Revoked

Reference Number: 315296

Website: Not Listed

Link to FCA: https://register.fca.org.uk/s/firm?id=001b000000MfTcwAAF


This firm has been subject to disciplinary or regulatory action. That action may be historic or it may currently affect the regulated activities they are permitted to do. Check the record and contact the FCA if you need further help.

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A firm that is "No longer authorised" may have had its authorisation removed due to any of the following: voluntary cancellation, failure to meet regulatory requirements, non-compliance with rules and regulations, enforcement action, failure to pay fees, or inactivity. It is important to check the FCA register or contact the FCA directly to learn more about the specifics of the firm's authorisation status and its reasons for any changes.

Various causes can lead to non-compliance, including inadequate systems and controls, poor governance, insufficient staff training, misleading or inaccurate disclosures, conflicts of interest, breaches of conduct rules, inadequate client protections, financial crime, data protection breaches, and inadequate capital or liquidity. It's important for firms to identify and address the root causes of non-compliance to protect their clients, minimize risk, and ensure regulatory compliance.

The UK financial services industry has seen several high-profile cases of financial mis-selling, including Payment Protection Insurance (PPI), Interest Rate Hedging Products (IRHP), endowment mortgages, and pension mis-selling. This has resulted in billions of pounds in compensation to affected consumers and businesses. To address this issue, the Financial Conduct Authority (FCA) has taken steps to enforce regulations, provide compensation schemes, and introduce new rules to strengthen disclosure and transparency. Despite these efforts, mis-selling remains a concern that requires ongoing vigilance from both regulators and the industry.

Consumers who have been mis-sold financial products or services in the UK may be eligible for compensation. The process typically involves contacting the firm that sold the product or service to file a formal complaint, providing all relevant details and evidence of mis-selling. If the firm rejects the complaint or the consumer is not satisfied with the response, they can escalate the issue to the Financial Ombudsman Service (FOS). The FOS is an independent body that resolves disputes between consumers and financial services providers, and their decisions are legally binding on the firm. If the firm is no longer in business or has been declared in default, consumers can file a claim with the Financial Services Compensation Scheme (FSCS). It's important to act quickly when seeking compensation, as there may be time limits for submitting claims, and seeking independent financial or legal advice is recommended. Note that specific processes and criteria may vary depending on the product, service, or circumstances involved.

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