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Mosaic Erp Systems Limited

Current Status: No longer authorised

Reference Number: 311146

Website: www.mosaicuk.com

Link to FCA: https://register.fca.org.uk/s/firm?id=001b000000MfPTTAA3



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A firm that is “No longer authorised” may have had its authorisation removed for various reasons, such as voluntary cancellation, failure to meet regulatory requirements, non-compliance with rules and regulations, enforcement action, failure to pay fees, or inactivity. To find out more about a particular firm’s authorisation status and the reasons for any changes, it is advisable to consult the FCA register or contact the FCA directly.

Such measures will help ensure that firms are adhering to applicable laws and regulations, protecting clients and other stakeholders, and minimizing the risk of regulatory penalties.

In recent years, the UK financial services industry has seen numerous cases of financial mis-selling, with prominent examples including Payment Protection Insurance (PPI), Interest Rate Hedging Products (IRHP), Endowment mortgages, and Pension mis-selling. Such mis-selling has resulted in billions of pounds of compensation being paid to affected consumers and businesses. To protect consumers from mis-selling and promote fair treatment in the financial services sector, the Financial Conduct Authority (FCA) has implemented strict regulatory frameworks and ongoing oversight. This includes taking enforcement actions, creating compensation schemes, and introducing new regulations to improve disclosure and transparency. Despite these efforts, mis-selling continues to be an issue in the UK, with the risk varying across different financial products and services. Therefore, it is essential that regulators and the industry remain vigilant to ensure that consumers are not taken advantage of.

Consumers who believe they have been mis-sold a financial product or service should contact the firm responsible and then, if necessary, escalate the issue to the Financial Ombudsman Service or the Financial Services Compensation Scheme. It is important to act promptly and consider seeking independent financial or legal advice.

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