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Optimal Wealth Management Limited

Current Status: No longer authorised

Reference Number: 126583

Website: www.optimalwm.com

Link to FCA: https://register.fca.org.uk/s/firm?id=001b000000MfEyrAAF



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A firm with the status "No longer authorised" may have had its authorisation revoked due to voluntary cancellation, failure to meet regulatory requirements, non-compliance with rules and regulations, enforcement action, failure to pay fees, or inactivity. It is important to check the FCA register or contact the FCA directly for more information about the specific firm's authorisation status and associated reasons for any changes.

Such measures can help ensure that a firm adheres to applicable laws, regulations, and standards to protect its customers, employees, shareholders, and reputation.

The UK financial services industry has been marred by a number of high-profile cases of financial mis-selling in the past. Examples include Payment Protection Insurance (PPI), Interest Rate Hedging Products (IRHP), Endowment mortgages and Pension mis-selling. These cases have resulted in billions of pounds in compensation being paid to affected consumers and businesses. The Financial Conduct Authority (FCA) has taken steps to address mis-selling, such as the introduction of new regulations and enforcement actions. However, the risk of mis-selling remains a pressing concern and requires vigilance on the part of both regulators and the industry. It is important to ensure that consumers are adequately protected and treated fairly in the financial services sector.

For this reason, consumers should take time to research the requirements and ensure they have all the necessary information before beginning the claims process.

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