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Gracechurch Associates

Current Status: No longer authorised

Reference Number: 182158

Website: www.gracechurchassociates.co.uk

Link to FCA: https://register.fca.org.uk/s/firm?id=001b000000MfHpTAAV



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A firm whose status is "No longer authorised" may have had its authorisation removed due to voluntary cancellation, failure to meet regulatory requirements, non-compliance with rules and regulations, enforcement action, failure to pay fees, or inactivity. It is important to check the FCA register or contact the FCA directly for more information about a specific firm's authorisation status and the reasons for any changes.

These measures can help identify potential issues and risks, ensure compliance with applicable laws, and protect the firm and its customers from harm.

The UK financial services industry has seen numerous cases of financial mis-selling in the past, such as Payment Protection Insurance (PPI), Interest Rate Hedging Products (IRHP), endowment mortgages, and pension mis-selling. These cases have led to billions of pounds in compensation for affected consumers and businesses. In response, the Financial Conduct Authority (FCA) has taken action to address the issue, such as enforcement actions, compensation schemes, and new regulations. Despite these efforts, mis-selling remains a persistent concern, and the FCA and the industry must remain vigilant to protect consumers from unfair practices.

Consumers who have been mis-sold a financial product or service in the UK may be able to seek compensation by following these general steps: contacting the firm responsible, escalating the complaint to the Financial Ombudsman Service, and filing a claim with the Financial Services Compensation Scheme if the firm is unable to meet the claim. It's important to take prompt action and seek independent advice if necessary. The specific process and eligibility criteria for a given case will depend on the financial product, service, or circumstances involved.

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