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Quick Decision Loans Ltd

Current Status: No longer authorised

Reference Number: 310363

Website: www.quickdecisionloans.com

Link to FCA: https://register.fca.org.uk/s/firm?id=001b000000MfPD9AAN


4th Floor
Westmead House
GU14 7LP
G U 1 4 7 L P


0/5 (0 Reviews)

A firm with a status of “No longer authorised” may have had its authorisation removed for a variety of reasons, such as voluntary cancellation, failure to meet regulatory requirements, non-compliance with rules and regulations, enforcement action, failure to pay fees, or inactivity. It is important to check the FCA register or contact the FCA directly to learn the specifics of why a firm’s authorisation has been revoked.

Such measures can help identify and address potential risks before they occur, thus enabling firms to adhere to their legal and regulatory obligations.

The UK financial services sector has seen numerous cases of financial mis-selling in the past, with Payment Protection Insurance (PPI), Interest Rate Hedging Products (IRHP), endowment mortgages, and pension products being some of the most prominent examples. These cases have resulted in billions of pounds in compensation being paid out to affected consumers and businesses. To protect against further instances of mis-selling, the Financial Conduct Authority (FCA) has taken steps to strengthen its regulatory framework, including introducing new regulations to improve disclosure and transparency. Despite these efforts, the risk of mis-selling remains an ongoing concern, and vigilance from both regulators and the industry is essential to prevent further cases of mis-selling.

To pursue a claim for mis-selling, consumers should first contact the firm that sold the product or service in question and provide full details and evidence of mis-selling. If the firm rejects the complaint or the consumer is not satisfied with the response, they can escalate the issue to the Financial Ombudsman Service. If the firm responsible is no longer in business or has been declared in default, consumers can file a claim with the Financial Services Compensation Scheme. It's important to act promptly as there may be time limits for filing a claim, and to seek independent financial or legal advice if necessary.

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