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Land Of Leather Ltd

Current Status: No longer authorised

Reference Number: 441940

Website: Not Listed

Link to FCA: https://register.fca.org.uk/s/firm?id=001b000000MfcMsAAJ


This firm has been subject to disciplinary or regulatory action. That action may be historic or it may currently affect the regulated activities they are permitted to do. Check the record and contact the FCA if you need further help.

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A firm with the status "No longer authorised" may have had its authorisation removed for a variety of reasons, including voluntary cancellation, failure to meet regulatory requirements, non-compliance with rules and regulations, enforcement action, failure to pay fees, or inactivity. To gain more insight into a firm's specific authorisation status and reasons for changes, it's best to check the FCA register or contact the FCA directly.

Various factors can lead to non-compliance, such as inadequate systems and controls, poor governance, insufficient staff training, misleading or inaccurate disclosures, conflicts of interest, breaches of conduct rules, inadequate client protections, financial crime, data protection breaches, and inadequate capital or liquidity. To ensure compliance, firms must develop and maintain a comprehensive framework of procedures and policies to identify, manage, and mitigate potential risks.

The UK financial services sector has been plagued by instances of financial mis-selling in the past, affecting various products and services. Examples include Payment Protection Insurance (PPI), Interest Rate Hedging Products (IRHP), Endowment mortgages and Pension mis-selling, resulting in billions of pounds in compensation being paid to affected consumers and businesses. In order to protect consumers from mis-selling and ensure fair treatment, the Financial Conduct Authority (FCA) has taken action through enforcement and the introduction of new regulations. Despite this, the risk of mis-selling remains an ongoing issue that requires vigilance from both regulators and industry players.

If you believe you have been mis-sold a financial product or service, it's important to act quickly to seek compensation. Contact the firm responsible first, and if they reject your complaint or you are unsatisfied with the response, you can escalate the issue to the Financial Ombudsman Service. If the firm is no longer in business or has been declared in default, you can make a claim to the Financial Services Compensation Scheme. Make sure to act promptly as there may be time limits for submitting claims, and consider seeking independent financial or legal advice if necessary.

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