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Lakeland Insurance Services Limited

Current Status: No longer authorised

Reference Number: 150122

Website: Not Listed

Link to FCA: https://register.fca.org.uk/s/firm?id=001b000000MfGHzAAN


C/o J M Marriot
14 Queen Street
L A 1 1 R S


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A firm that has been designated as "No longer authorised" may have had its authorisation removed due to any of the following: voluntary cancellation, failure to meet regulatory requirements, non-compliance with rules and regulations, enforcement action, failure to pay fees, and/or a period of inactivity. To obtain more information about a specific firm's authorisation status and the reasons for any changes, it is necessary to check the FCA register or contact the FCA directly.

Reasons for non-compliance can include inadequate internal systems and controls, ineffective corporate governance, insufficient staff training, misleading or inaccurate disclosures, conflicts of interest, breaches of conduct rules, inadequate client protections, financial crime, data protection breaches, and inadequate capital or liquidity. To ensure compliance, firms should provide staff with training and support, identify and manage conflicts of interest, and establish adequate systems to prevent, detect, and report any potential non-compliance.

The UK financial services industry has faced significant issues with financial mis-selling in the past, with several high-profile cases involving various products and services such as Payment Protection Insurance (PPI), Interest Rate Hedging Products (IRHP), endowment mortgages, and pension mis-selling. In response, the Financial Conduct Authority (FCA) has taken steps to address these issues, including enforcement actions, compensation schemes, and the introduction of new regulations. Despite these measures, the risk of mis-selling remains an ongoing concern that requires vigilance from both the FCA and the industry.

If you have been mis-sold a financial product or service in the UK, it is important to take action promptly in order to seek compensation. The process usually involves contacting the firm responsible for the mis-selling, and if necessary, escalating the issue to the Financial Ombudsman Service or making a claim with the Financial Services Compensation Scheme. It may also be beneficial to seek independent financial or legal advice. Regardless of the type of financial product or service involved, understanding the specific eligibility criteria and processes is essential.

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