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Dando Associates Limited

Current Status: No longer authorised

Reference Number: 198058

Website: Not Listed

Link to FCA: https://register.fca.org.uk/s/firm?id=001b000000MfJk9AAF


The Wagon House
Blackrock Lane
BS39 4HZ
B S 3 9 4 H Z


0/5 (0 Reviews)

A firm that is "No longer authorised" may have had its authorisation removed for a variety of reasons. These might include: voluntary cancellation due to changes in their business model, ceasing operations, or merging with another firm; failure to meet ongoing regulatory requirements such as capital adequacy, risk management, or governance standards; non-compliance with FCA rules and regulations; enforcement action for breaches of regulatory requirements or misconduct; failure to pay the required FCA fees; and inactivity for a certain period. It is important to check the FCA register or contact the FCA directly to find out more information about a particular firm's authorisation status and the reasons behind any changes.

Such measures will help to ensure that firms remain compliant and adhere to the highest standards of conduct.

The Financial Conduct Authority (FCA) has taken decisive action in order to combat the issue of mis-selling in the UK financial services industry, with numerous high-profile cases involving a variety of products and services. These include Payment Protection Insurance (PPI), Interest Rate Hedging Products (IRHP), endowment mortgages, and pension mis-selling. The FCA has implemented enforcement actions, compensation schemes, and new regulations to improve disclosure and transparency in order to protect consumers from mis-selling. Despite these steps, there is still a risk of mis-selling across different financial products and services, and this is an ongoing concern that requires vigilance from both regulators and the industry. It is therefore essential that the FCA continues to maintain robust regulatory frameworks and adequate oversight in order to ensure fair treatment in the financial services sector.

Consumers who have been mis-sold financial products or services in the UK may be eligible to claim compensation. To do so, they should start by contacting the firm that sold the product or service and filing a formal complaint, providing all relevant details and evidence of mis-selling. If the firm rejects the complaint or the consumer is not satisfied with the response, they can escalate the issue to the Financial Ombudsman Service, an independent body that resolves disputes between consumers and financial services providers. Their service is free and their decisions are legally binding on the firm. In cases where the firm responsible for the mis-selling is no longer in business or has been declared in default, consumers can file a claim with the Financial Services Compensation Scheme. This is a statutory compensation fund that provides compensation to consumers when authorized financial services firms fail or are unable to meet claims. It's important to act quickly and consider seeking independent financial or legal advice, as there may be time limits for submitting claims, and the process and eligibility criteria vary depending on the product, service, or circumstances involved.

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