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Chase Saunders Limited

Current Status: No longer authorised

Reference Number: 302958

Website: Not Listed

Link to FCA: https://register.fca.org.uk/s/firm?id=001b000000MfRjKAAV

Address

The Chancery
58 Spring Gardens
Manchester
Lancashire
M2 1YB
M 2 1 Y B

UNITED KINGDOM

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A firm with the status "No longer authorised" may have had its authorisation removed due to voluntary cancellation, failure to meet regulatory requirements, non-compliance with rules and regulations, enforcement action, failure to pay fees, or inactivity. To find out more about a specific firm's authorisation status and the reasons for any changes, it's essential to check the FCA register or get in touch with the FCA directly.

This may involve providing staff with adequate training and resources, establishing effective systems and controls, conducting regular risk assessments, and monitoring conflicts of interest, customer protection measures, and financial crime prevention.

The UK financial services industry has suffered a significant issue with financial mis-selling in the past, with notable cases concerning various financial products and services, including Payment Protection Insurance (PPI), Interest Rate Hedging Products (IRHP), endowment mortgages and pension mis-selling, each resulting in billions of pounds in compensation being paid to affected consumers. The Financial Conduct Authority (FCA) has taken steps to address these issues, such as enforcement actions, compensation schemes and the introduction of new regulations, but the risk of mis-selling remains an ongoing concern. Therefore, it is important for the FCA to continue its oversight and for the industry to remain vigilant in order to protect consumers from mis-selling and promote fair treatment in the financial services sector.

Consumers who have been mis-sold financial products or services in the UK may be eligible to claim compensation. The process typically involves first contacting the firm responsible for the mis-selling and filing a formal complaint, providing all relevant details and evidence. If the firm rejects the complaint or the consumer is not satisfied with the response, they can escalate the issue to the Financial Ombudsman Service, an independent body that resolves disputes between consumers and financial services providers. Their decisions are legally binding on the firm. In cases where the firm is no longer in business or has been declared in default, consumers can file a claim with the Financial Services Compensation Scheme, which provides compensation when authorized financial services firms fail or are unable to meet claims. It's important to act promptly and consider seeking independent financial or legal advice, as specific processes and eligibility criteria may vary depending on the financial product, service, or circumstances involved.

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