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Calamart Limited

Current Status: No longer authorised

Reference Number: 311752

Website: www.spot.citroen.co.uk

Link to FCA: https://register.fca.org.uk/s/firm?id=001b000000MfQDGAA3


8 Highfields Road
W S 7 4 Q U


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A firm with the status "No longer authorised" may have had its authorisation removed due to a variety of possible circumstances. These could include voluntary cancellation, failure to meet regulatory requirements, non-compliance with rules and regulations, enforcement action, failure to pay fees, or inactivity. To learn more about the specific reasons for a firm's authorisation being revoked, it is advisable to check the FCA register or contact the FCA directly.

Such measures can help identify potential risks and ensure that firms are compliant with all applicable laws and regulations.

The UK financial services industry has had a history of financial mis-selling, with several high-profile cases involving Payment Protection Insurance (PPI), Interest Rate Hedging Products (IRHP), endowment mortgages, and pension products. To address these issues, the Financial Conduct Authority (FCA) has taken action to protect consumers, including enforcement actions, compensation schemes, and the introduction of new regulations. Nonetheless, the risk of mis-selling remains a persistent problem that requires ongoing oversight from both regulators and the industry.

Consumers who have been mis-sold financial products or services in the UK may be eligible to claim compensation. The process typically involves contacting the firm that sold the product or service, filing a formal complaint with evidence of mis-selling, and if the complaint is rejected or not satisfied, escalating the issue to the Financial Ombudsman Service (FOS). The FOS is an independent body that resolves disputes between consumers and financial services providers, and their decisions are legally binding on the firm. In cases where the firm is no longer in business or has been declared in default, consumers can file a claim with the Financial Services Compensation Scheme (FSCS). It's essential to act promptly when seeking compensation as there may be time limits for submitting claims, and independent financial or legal advice should be considered if the claim is complex or involves a large sum of money. However, note that specific processes and eligibility criteria may vary depending on the financial product, service, or circumstances involved.

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