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Asgard (Midlands) Limited

Current Status: No longer authorised

Reference Number: 312051

Website: www.asgarduk.com

Link to FCA: https://register.fca.org.uk/s/firm?id=001b000000MfPzTAAV



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A firm with the status "No longer authorised" may have had its authorisation removed due to a variety of reasons, including voluntary cancellation, failure to meet regulatory requirements, non-compliance with rules and regulations, enforcement action, failure to pay fees, or inactivity. It is important to check the FCA register or contact the FCA directly to get more information about the firm's authorisation status and the reasons for any changes.

Such actions can help to ensure that firms comply with applicable laws and regulations, protect their reputation and ensure the safety of their clients and the financial system.

The UK financial services industry has experienced a number of high-profile cases of financial mis-selling in the past, including Payment Protection Insurance (PPI), Interest Rate Hedging Products (IRHP), endowment mortgages, and pension mis-selling. These cases demonstrate the importance of strong regulatory frameworks to protect consumers and ensure fair treatment in the market. The Financial Conduct Authority (FCA) has taken several steps to address mis-selling, such as levying fines, providing compensation, and introducing new regulations. However, the risk of mis-selling remains an ongoing concern, requiring continuous oversight and vigilance from both the regulator and the industry.

Consumers who have been mis-sold financial products or services in the UK may be eligible to claim compensation. The process typically involves first contacting the firm responsible for the mis-selling and filing a formal complaint. If the firm rejects the complaint or the consumer is not satisfied with the response, the issue can then be escalated to the Financial Ombudsman Service for review. If the firm is no longer in business or has been declared in default, the consumer can file a claim with the Financial Services Compensation Scheme. It is important to act quickly, as there may be time limits for submitting claims, and to consider seeking independent financial or legal advice. Note that specific processes and eligibility criteria may vary depending on the financial product, service, or circumstances involved.

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