As a TV presenter, I know how important it is to find the right kind of protection to fit individual needs and circumstances. My particular story is that I am now living with terminal cancer, and I want to use my experience as a reminder for others to take out the proper coverage.
In my life, I’ve come to learn that nothing is free or easy and protection is especially complex. One of the most important types of coverage, in my opinion, is critical illness cover. You may know that this type of coverage pays out in case of a serious or terminal illness, which can be especially helpful if it’s a condition that prevents you from working.
The problem is that many people are reluctant to talk about the real-life issues that insurance can protect against. We don’t want to imagine the possibility of something bad happening, and we don’t want to focus on the area of life that such coverage can help with. As a result, critical illness cover is often neglected.
That’s why I want advisers to really help spread awareness about this type of coverage, as well as other types of protection. This should be done by telling friends and family personal stories and anecdotes about how protection has helped in other people’s lives. This will help put individuals and families in a situation to protect themselves before something bad happens.
As someone who regrets not taking out CI before it was too late, I urge you to seriously consider taking out the right kind of coverage. The peace of mind knowing that you and your loved ones are protected against future medical bills or a loss of income due to disability or illness is invaluable.
Many of us don’t think about the worst-case scenarios until we’re forced to confront them. Take the time now to consider whether critical illness cover or another type of protection is the right decision for you. You’ll be glad you did in the long-term.